Dubai, UAE,September 2026: Emirates NBD, a leading banking group in the Middle East, North Africa, Türkiye and South Asia (MENATSA) region, has signed a strategic partnership agreement with Shamal Holding, a diversified investment firm to provide integrated home financing solutions for Shamal’s off-plan residential projects under construction across Dubai.
The collaboration enables an integrated, seamless experience for eligible home buyers and investors of Shamal’s premium projects, lending with greater security and confidence. By offering access to tailored mortgage options, the bank provides early-stage financial clarity, competitive rates and a streamlined approval process.
This partnership enhances the customer sales journey by embedding structured mortgage solutions once the homebuyer has secured the initial 50% of the property value. From this milestone through to handover, the bank’s financing solutions offer seamless support and flexible liquidity management with structured payment plans. Customers benefit from financing provided by one of the UAE’s leading and most trusted financial institutions, ensuring regulatory transparency, service continuity and long-term support.
The partnership sustains Emirates NBD’s continued commitment to advancing Dubai’s quality of life by strengthening the real estate ecosystem and contributing to the objectives of Dubai Vision 2030, which aims to transform the Emirate with sustainable urban development, world-class residential communities and increased foreign and local investment. This initiative also reflects the bank’s strong confidence in Dubai’s real estate market while driving responsible asset growth, allowing it to prudently expand its secured lending portfolio while maintaining strict risk management discipline.
Yousuf Saeed Mohd, Group Head of Priority and Personal Banking, and Retail Banking Sales at Emirates NBD, said: “We are pleased to partner with Shamal Holding to simplify the off-plan homebuying experience in Dubai by combining premier real estate with innovative financial convenience. The collaboration empowers customers to make informed investment and home ownership decisions with greater security and confidence. This initiative reinforces our ambition to shape the next era of banking in the region while underscoring our long-term commitment to the UAE’s strong growth momentum.”
Abdulla Binhabtoor, Chief Executive Officer of Shamal Holding, said: “At Shamal Holding, we invest in premium destinations and experiences that redefine how people live and invest in Dubai. This partnership with Emirates NBD adds a vital new layer to our premium real estate strategy, extending that same standard of excellence to how our customers finance their homes. Our ambition has always been to deliver a truly premium, end-to-end experience. By placing trusted financial expertise directly within the customer journey, we are giving buyers every tool they need to finalise their projects with confidence and clarity. As Dubai continues to set the global benchmark for real estate, we believe partnerships like this define how the industry must evolve: seamless, transparent and built entirely around the customer.”
About Emirates NBD:
Emirates NBD (DFM: Emirates NBD) is a leading banking group in the MENATSA (Middle East, North Africa, Türkiye and South Asia) region with a presence in 13 countries, serving over 25 million active customers. As at 30th June 2026, total assets were AED 1.3 trillion, (equivalent to approx. USD 354 billion). The Group has operations in the UAE, Egypt, India, Türkiye, the Kingdom of Saudi Arabia, Singapore, the United Kingdom, Austria, Germany, Russia and Bahrain and representative offices in China and Indonesia with a total of 1,425 branches and 4,948 ATMs / SDMs. Emirates NBD is the leading financial services brand in the UAE with a Brand value of USD 6.1 billion.
Emirates NBD Group serves its customers (individuals, businesses, governments, and institutions) and helps them realise their financial objectives through a range of banking products and services including retail banking, corporate and institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. The Group is a key participant in the global digital banking industry with 97% of all financial transactions and requests conducted outside of its branches. The Group also operates Liv, the lifestyle digital bank by Emirates NBD, with close to half a million users, it continues to be the fastest-growing bank in the region.
Emirates NBD demonstrates leadership in sustainability by becoming the first bank globally to publish an IFRS S1 and S2-aligned report along with assurance of financed emissions and through the landmark issuance of the world’s first Sustainability-Linked Financing Sukuk by Emirates Islamic of USD 500 million fully aligned with ICMA guidelines. Emirates NBD continues to engage and support communities through its pioneering exchanger volunteer programme which completed 10 years in 2025 with over 160,000 hours contributed to social causes for over 1.1 million beneficiaries.
About Shamal:
Born in Dubai, built for the extraordinary.
Shamal is a diversified investment firm that shapes exceptional opportunities through a distinctive portfolio of investments, experiences, and assets. Every venture we pursue reflects Dubai’s bold ambition, dynamic spirit, and relentless energy.
Our real estate portfolio spans master-planned communities, vibrant districts, iconic residences, retail destinations, and commercial spaces. We bring visionary developments to life—such as Dubai Harbour and Nad Al Sheba Gardens—unlocking potential and creating places with purpose.
In hospitality, we invest across the spectrum—from luxury to lifestyle to accessible experiences—partnering with world-class brands like Jumeirah Zabeel Saray, Hart Shoreditch Hotel London, Baccarat Hotel & Residences Dubai, SUSHISAMBA, and Five Guys.
We are also behind some of Dubai’s most iconic leisure and adventure destinations, including Skydive Dubai, Deep Dive Dubai, XDubai (XLine, XPark by e&, XPark Jr, and Pump Track), and Inflight Dubai. Through these, we curate unforgettable experiences that place Dubai at the forefront of global adventure tourism.
