Retirement Planning Redefined: Building an Individualized Pension Fund with INPL

Retirement planning is essential for a comfortable retirement, yet many either underestimate its importance or lack the expertise to implement it. In this context, innovative investment approaches such as INPL offer new tools in retirement planning.
Defining Retirement Planning:
Retirement planning entails setting aside funds during one’s employment to secure a comfortable lifestyle after retirement. It involves determining the desired retirement age, estimating future expenses, assessing income sources, and implementing investment strategies that accumulate sufficient funds.
Traditionally, individuals have relied on pension funds and other retirement plans provided by their employers or the government to secure their financial future after retirement. But with rising inflation and longer life expectancy, such pension schemes are not sufficient for a comfortable retirement, which requires retirement planning.
The Importance of Retirement Planning:
The main goal of retirement planning is to achieve financial independence in the years following retirement. Planning ahead means setting aside funds to provide a steady income to cover living expenses, healthcare costs and other financial obligations after due consideration of inflation, life expectancy, dependents, etc.
Retirement planning entails investing strategically in assets that hedge against inflation with enough diversification to deliver optimal risk-adjusted returns. However, many lack the financial knowledge and skills to execute a reliable investment strategy, exposing them to poor decisions and unfortunate outcomes.
Introducing INPL: A Novel Approach:
Fortunately, new solutions have emerged as a novel approach to retirement planning, such as INPL, which stands for Invest Now, Pay Later. INPL offers gives the option to start investing with a minimum upfront payment and pay the remaining amount in installments. Investors can use INPL to tailor their contributions to their financial situation and personal preferences.
INPL makes investment more accessible, flexible, and customizable in a savings plan, allowing individuals to fund their investments in a way that suits their circumstances.
Looking Ahead:
The key to financial security lies in careful retirement planning that considers the dynamic state of the economy over time to supplement traditional pension schemes to ensure a comfortable retirement. Leveraging new, innovative solutions such as INPL, individuals can build a retirement portfolio that aligns with their goals and risk tolerance, with the support of seasoned financial advisors.
About The Family Office:
The Family Office Co. B.S.C. (c) in Bahrain, Dubai, and its Riyadh-based wealth manager, The Family Office International Investment Company, are regulated by the Central Bank of Bahrain, The Dubai Financial Services Authority, and the Capital Market Authority of Saudi Arabia, serving hundreds of families, individuals, and investors. The firm helps clients achieve their wealth goals through custom-made investment strategies that cater to their unique needs.
Since it was founded in 2004, The Family Office has managed more than $2 billion of assets for over 200 ultra-high-net-worth individuals and families across the world through offices in Manama and Riyadh. Their Dubai office opened in May 2023, consolidating their leading presence in the GCC.
Access to exclusive private market opportunities is provided in partnership with global top-tier asset managers such as BlackRock, The Carlyle Group, Goldman Sachs, KKR, Apollo, and Petiole Asset Management.
The Family Office Co. BSC (c) is a Category 1 Investment Firm regulated by the Central Bank of Bahrain C.R. No. 53871 dated June 21, 2004. Paid Up Capital: US$10,000,000. The Family Office Co. BSC (c) only offers products and services to ‘accredited investors’ as defined by the Central Bank of Bahrain.
Family Office International Investment is a joint stock closed company owned by one person. Paid-up capital: SR20 million. CR No. 7007701696. Licensed by the Capital Market Authority (no. 17-182-30) to carry out arranging, advising, and managing investments and operating funds with respect to securities.
The Family Office Company B.S.C. (c), DIFC Branch, is a Recognized Company in the Dubai International Financial Centre (“DIFC”) under registration number 6567 and regulated by the Dubai Financial Services Authority (“DFSA”). The Family Office Company B.S.C. (c), DIFC Branch, is not permitted to deal with Retail Clients (as defined in the DFSA’s Conduct of Business Module). Hence, only Non-Retail Clients should act upon this document.